• Beyond Expectations

    Best in class products.
    Industry standard services.
    Quick response support.

We Provide Insurance Products, Services and Training to Automobile Dealers...Nationwide!

Gap Protection

SGI’S Guaranteed Automobile Protection (GAP) plan provides financial security for borrowers.

The actual cash value of a vehicle typically depreciates faster than monthly payments reduce the outstanding balance of the loan.

If a vehicle is totaled or stolen, the borrower's insurance company settlement is based on the vehicle's actual cash value. This value could be significantly less than the outstanding loan balance. This difference creates a gap in coverage.

With GAP, the borrower can protect themselves from just such a scenario because it assumes the liability and covers this deficiency balance. Without GAP, borrowers may end up concurrently paying for a totaled vehicle and its replacement.

About us

Customized Solutions

We do not operate with a cookie cutter approach. Every dealership is different and has its own special needs, wants and desires.

Individual Approach

This specialized management approach directs the necessary experience and resources to your individual dealership situation.